The portfolio analysis assists frequent monitoring of the collateral portfolio in order to recognize alterations in value development and risk structure at an early stage.
In common practice, a client’s final rating is determined by different parameters due to the varying business relationships, the company maintains with the client.
In addition to the well-proven import of analysis data from Bureau van Dijk, financial statement data from Bloomberg may now also be imported into rms via excel-data files.
The decision scope an analyst has concerning deviating rating assessments can be defined for each rating method within rms. The scope can be defined separately for rating upgrades and/or downgrades.
